EDUCATIONAL RESOURCES FOR DIRECTORS AND MANAGEMENT
THE SEIFRIED & BREW COMMUNITY BANKER'S COLLECTION
Each of our books details the many issues faced by community bankers and directors. From managing risk to capital planning to strategic planning, this collection of books will serve as a tool to educate and facilitate management and board members alike. If you purchase the collection, you will receive all of our six books for $200, a 33% discount from our standard pricing.
THE ART OF ENTERPRISE RISK MANAGEMENT FOR COMMUNITY BANKS
For many community banks, Enterprise Risk Management (ERM) can be an overwhelming task marked by endless meetings, confusing jargon, and aimless strategies, all of which produce very few desirable results. Community bankers have been searching for the right approach to this important but daunting project. The Art of Enterprise Risk Management for Community Banks will help bankers better understand ERM and develop the right approach, specific to their individual banks and their unique business models.
POST-FINANCIAL CRISIS STRATEGIC PLANNING FOR COMMUNITY BANKS
HEIGHTENED DUE DILIGENCE REQUIRED
This book will serve as a guide for strategic planning in the post-financial crisis world, whether your plan is to prepare your institution to be acquired, acquire, grow, or promote franchise longevity. Today's planning must be anchored in a rigorous review of your current, local economic conditions and a reliable forecast of conditions most likely to exist during the lifespan of your strategic plan. In addition, all strategic plans must be based on the assumption that institutional risk must be constantly reviewed and monitored, and any significant change in this risk will either abort or significantly alter the original plan. This book is designed to equip directors and senior management to carry out their responsibilities and heightened due diligence in the strategic planning process, particularly following the financial crisis.
HOW THE SEIFRIED & BREW TOTAL RISK INDEX PREDICTED 99% OF FAILED BANKS
MANAGING RISK IN THE POST-FINANCIAL CRISIS WORLD
The title is catchy, but Dr. Edmond Seifried and Jay Brew make the point that the majority of failed banks were operating with heightened risk years before they failed. The Seifried & Brew Total Risk Index is a road-tested tool that can monitor the trends in risk from a third-party perspective. The inner workings of the S&B Risk Index can also educate directors and management on how to understand and balance risk. Just think, if the directors of failed banks had been warned of high risk, wouldn't there have been a chance that they would have survived?
THE ART OF CAPITAL PLANNING: THE "HOW-TO" GUIDE
The banks that failed during the Great Recession did not have enough capital for the risks that were taken. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 has set the ball in motion for new capital regulations that will require not only adequate capital for risks taken, but will also require that higher capital will need to be maintained during economic changes. Capital planning should not only be for compliance with the regulators; capital planning must be the dynamic foundation of every community bank's strategic plan. This book details how and why the capital plan must look at and model both the good times and the hard times.
THE ART OF RISK
Prior to the Great Recession, bankers did not find this book useful. Now, The Art of Risk is mandatory reading for every community bank director and the management team. The duty of a community bank director is to assess risk, set risk parameters, and monitor risk. The Art of Risk profiles the risks that community banks encounter and methods to properly balance these risks. The book further elaborates on "The Mother of All Risk," or credit risk, which can be tied to many of the bank failures in recent history. Post-financial crisis, this text is a must read for directors who want to be educated in their duty to fully understand risk.
THE ART OF TAX EFFICIENCY
Tax efficiency is part of the strategic planning process that sometimes falls by the wayside. The majority of banks in the nation are not as tax efficient as they could be. The Art of Tax Efficiency reveals conservative tax-planning tactics to achieve tax efficiency. Post-financial crisis, community banks' profitability will be strained due to regulatory changes and rebalancing risk. Tax efficiency is the primary driver of fine-tuning the income statement.