Blissfield State Bank = 24.88

$3,500/Quarter or $7,500/Year
Risk Score Parameters:

0 to 33 = Low Risk

33 to 66 = Moderate Risk

66 to 100 = High Risk

National Median = 41.09

MI Median = 41.32

This is your Seifried & Brew Total Risk Index (“S&B Risk Index”) ranking. This index ranks your bank’s risk versus all community banks in the nation for capital risk, credit risk, earnings at risk, and liquidity risk. The index is also weighted for national and regional economic cycles.

The S&B Risk Index is indicative of risk, but there may be circumstances that mitigate our risk findings. Dr. Ed Seifried and Jay Brew believe that your directors and management should use this as an independent tool to delve deeper into your bank’s risk profile. We believe this will promote discussion and action.

The S&B Risk Index ranking is part of a larger report, the Seifried & Brew Performance Risk Report (“S&B PRR”). A subscription to the S&B PRR is available to quantify all the components of our risk assessment and shed light on the particular risks to your institution, as well as important performance comparisons with your peers. The S&B PRR is an all-inclusive report of the Bank’s performance and risk profile using the proprietary S&B Risk Index. The S&B PRR will provide your bank with a thorough review of its balance sheet, income statement, and other financial and strategic information. The S&B PRR also provides comparisons to a customized peer group, state, and a national benchmark. Trend analysis is also an important element of this report.

CLICK HERE TO OBTAIN YOUR BANK'S DETAILED PERFORMANCE RISK REPORT WHICH INCLUDES THE S&B RISK INDEX.